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Pike County Legals 01-14-2009

Legal -454 Notice of Publication For Petition To Change Name Georgia, Pike County Civil Action ; File No. 2008CV-629 Notice is hereby given that Brandy Jane Boyd, the undersigned, filed her petition to the Superior Court of Pike County, Georgia, on the 23rd day of December, 2008, praying for a change in the name of petitioner’s minor child from Branden William Beck to Branden William Boyd. Notice is hereby given pursuant to law to any interested or affected party to appear in said Court and to file objections to such name change. Objections must be filed with said Court within 30 days of the filing of said petition. This 23rd day of December, 2008. /s/Brandy Jane Boyd, Pro Se 120 Fall Drive Zebulon, Georgia 30295 12/31, 1/7, 14, 21 gpn15 Legal 1-18 Notice of Intent to Incorporate Notice is given that articles of incorporation, which will incorporate TYBAC, Inc. will be delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the corporation will be located at 1075 Sheperd Road, Meansville, Georgia 30256, and its initial registered agent at such address is Ronald Q. Tyson. 1/7, 14 gpn6 Legal 1-19 Notice of Intent to Dissolve Notice is given that a Notice of Intent to Dissolve Glassinspect, Inc. has been delivered to the Secretary of State for filing in accordance with the O.C.G.A. §14-2-1402. The registered office of the corporation is located at 130 Shady Creek Trail, Williamson, GA 30292 and its registered agent at such address is Gary Gooder. 1/7, 14 ;gpn6 Legal 1-22 Statement of Nondiscrimination Southern Rivers Energy is the recipient of Federal Financial Assistance from the Rural Utilities Service Administration, an agency of the ;U.S. Department of Agriculture, and is subject to the provisions of Title VI of the Civil Rights Act of 1964, as amended, Section 504 of the Rehabilitation Act of 1973, as amended. In accordance with the Federal law and the U.S. Department Agriculture’s Policy, this institution is prohibited from discrimination on the basis of race, color, national origin, sex, religion, age or disability (not all prohibited bases apply to all programs). The person responsible for coordinating this organization’s nondiscrimination compliance efforts is Raleigh Henry, President/CEO. Any individual, or specific class of individuals, who feels that this organization has subjected them to discrimination may obtain further information about the statutes and regulations listed above from and/or file a written complaint with this organization, or file a complaint of discrimination, by writing USDA, Director, Office of Civil Rights, Room 326-W, Whitten Building, 1400 Independence Avenue, SW, Washington, DC 20250-9410, or call (202) 720-5964 (voice or TDD). USDA is an Equal Opportunity Provider and Employer. Complaints must be filed within 180 days after the alleged discrimination. Confidentiality will be maintained to the extent possible. ; 1/14 Legal 1-23 Notice to Debtors and Creditors All creditors of the Estate of Ronald Todd Chamlee, deceased, late of Pike County, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to the undersigned. This 5th day of January, 2009. Executor: Kathy Marie Chamlee 2020 Smyrna Church Rd. Molena, GA 30258 1/14, 21, 28, 2/4 ;gpn7 Legal 1-25 Notice of Intent to Incorporate Notice is given that the Articles of Incorporation, which will incorporate Stoney & Isaac Logging, Inc., will be delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code (O.C.G.A. 14-2-201.1). The initial registered office of the corporation will be located at 1170 Dripping Rock Road, Molena, GA and itis initial registered officer is Angie Daniel. 1/14, 21 Legal 1-1 Notice of Sale Under Power Georgia, Pike County By virtue of a Power of Sale contained in that certain Security Deed from Tracy Clay Davis to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for E-Loan, Inc., dated October 6, 2004, recorded October 19, 2004, in Deed Book 547, Page 309, Pike County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Thousand and 00/100 dollars ($100,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Countrywide Home Loans Servicing, LP, there will be sold at public outcry to the highest bidder for cash before the courthouse door of ;Pike County, Georgia, within the legal hours of sale on the first Tuesday in February, 2009, all property described in said Security Deed including but not limited to the following described property: All that tract or parcel of land situate, lying and being in the city of Molena in land lot 227 of the 9th land district, Pike County, Georgia, containing 0.944 acres, more particularly shown on a plat of survey entitled ‘plat of survey for Joey T. Dix and Regina A. Dix’, prepared by J. Harold Smith, registered land surveyor no. 777, dated July 1, 1995, a copy of which said plat is recorded in plat book 13, page 72, Pike County records. said plat together with the metes, bounds, courses and distances as shown thereon is incorporated by reference and made a part hereof as fully as if set out herein. Being the same property conveyed to Tracy Clay Davis by deed from Billy A. Blount and Vonda Kay Blount recorded 06/12/2000 in deed book 290 page 123, in the office of the clerk of the superior court of Pike County, Georgia. TAX ID# 019A-030 Said property is commonly known as 134 Spring Road, Molena, GA 30258. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. ;The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. ;To the best of the knowledge and belief of the undersigned, the party in possession of the property is Tracy Clay Davis or tenants(s). ; The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The above law firm is acting as a debt collector. ;Any information obtained will be used for that purpose. Countrywide Home Loans Servicing, LP as Attorney in Fact for Tracy Clay Davis Lender Contact: Countrywide, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024 Telephone number: 800-669-6087 Attorney Contact: Adorno & Yoss LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092 Telephone number: (888) 890-5309 Adorno file no. 215400.5320 www.adorno.com/atldocs/sales.html 1/7, 14, 21, 28 ;gpn11 Legal 1-2 Notice of Sale Under Power Georgia, Pike County This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. Under and by virtue of the Power of Sale contained in a Security Deed given by Grant Rowe to Bank of America, NA, dated May 31, 2007, recorded in Deed Book 707, Page 81, Pike County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of seventy-one thousand nine hundred twenty and 0/100 dollars ($71,920.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Pike County, Georgia, within the legal hours of sale on the first Tuesday in February, 2009, the following described property: ; EXHIBIT A: All that tract, or parcel of land containing 1.00 acre, more or less, lying and being in Land Lot 253 of the Eighth Land District of Pike County, Georgia, and being more particularly shown and designated as area 1.00 acres according to that certain plat of survey entitled ‘Property Survey for Dale L. Jackson & Kathleen E. Jackson’ dated December 7, 1990, prepared by Kenneth E. Presley, GA RLS No. 1327, a copy off which said plat is recorded in Plat Book 9, Page 251, Pike County, Georgia Superior Court Clerk’s Office, and which said plat, together with the metes, bounds, courses and distances as shown thereon with respect to the said 1.00 acre, is, by this reference, incorporated herein in aid of this description as fully as if copied at length herein. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. ;The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 475 Crosspoint Parkway, Getzville, NY 14068, 800-285-6000. ;Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Grant Rowe or a tenant or tenants and said property is more commonly known as 271 Woodland Drive, Zebulon, Georgia ;30295. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Bank of America, NA as Attorney in Fact for ; Grant Rowe McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tmw ; ; ; 2/3/09 Our file no. 53026108-FT7 1/7, 14, 21, 28 gpn11 Legal 1-3 Notice of Sale Under Power Georgia, Pike County This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. Under and by virtue of the Power of Sale contained in a Security Deed given by Mona H. Potts to United Bank, dated October 29, 2004, recorded in Deed Book 564, Page 321, Pike County, Georgia Records, as last transferred to Chase Manhattan Mortgage Corporation by assignment recorded in Deed Book 581, Page 193, Pike County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ninety-five thousand four hundred and 0/100 dollars ($95,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Pike County, Georgia, within the legal hours of sale on the first Tuesday in February, 2009, the following described property: ; EXHIBIT A: All that tract or parcel of land containing 0.59 acres, more or less, lying and being in Land Lot 116 of the 9th Land District of Pike County, Georgia, and being more particularly shown and designated as Tract B – 0.59 acres according to that certain plat of survey entitled ‘Survey for Carl Davis & Gene James Construction, Inc., dated October 7, 2004, prepared by Steve J. Reeves, Georgia Registered Land Surveyor #2765, a copy of which said plat is recorded in plat book 23, page 17, Clerk’s Office , Superior Court, Pike County, Georgia, and which said plat, together with the metes, bounds, courses and distances a shown thereon with respect to the said 0.59 acres, is by this reference incorporated herein in aid of this description as fully as if copied at length herein. EASEMENT TRACT ; Grantor also conveys to grantee the below described tract for the purposes of ingress and egress between Tract B and GA State Route No. 18. All that tract or parcel of land, lying and being in Land Lot 116 of the 9th Land District of Pike County, Georgia and being more particularly shown and designated as all of that portion of Tract A marked as ‘Conc. Driveway’ according to that certain plat of survey entitled ‘Survey for Carl Davis & Gene James Construction, Inc., dated October 7, 2004, prepared for Steve J. Reeves, Georgia Registered Professional Land Surveyor #2765, a copy of which said plat is recorded in plat book 23, page 17, Clerk’s Office, Superior Court, Pike County, Georgia, and which said plat, ;together with the metes, bounds, courses and distances as shown thereon with respect to the said concrete driveway, is by this reference incorporated herein in aid of this description as fully as if copied at length herein. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. ;The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. ;Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Mona H. Potts or a tenant or tenants and said property is more commonly known as 9930 Georgia Hwy 18, Concord, Georgia ;30206. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Chase Home Finance LLC sbm Chase Manhattan Mortgage Corporation as Attorney in Fact for ; Mona H. Potts McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/tmw ; ; ; 2/3/09 Our file no. 53053008-FT7 1/7, 14, 21, 18 gpn11 Legal 1-4 Notice of Sale Under Power Georgia, Pike County This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. Under and by virtue of the Power of Sale contained in a Security Deed given by Brenda D. Holmes to Invest America Mortgage Corp., dated September 7, 2001, recorded in Deed Book 342, Page 140, Pike County, Georgia Records, as last transferred to National Bank of Commerce by assignment recorded in Deed Book 374, Page 97, Pike County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of eighty-seven thousand seven hundred ninety-six and 0/100 dollars ($87,796.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Pike County, Georgia, within the legal hours of sale on the first Tuesday in February, 2009, the following described property: ; EXHIBIT A: All that lot, tract or parcel of land lying and being in Land Lot 73 of the Ninth Land District of Pike County, Georgia, containing 2.0 acres as shown on a Plat of Survey entitled ‘Property Survey for Breda D. Holmes’, prepared by Conkle-Lane & Associates, dated April 3, 2000, recorded in Plat Book 17, Page 34, Pike County Superior Court Records, which said plat is incorporated herein and made a part of this Legal Description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. ;The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Suntrust Mortgage, Inc., 1001 Semmes Avenue, Richmond, VA 23224, 866-384-0903. ;Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Olivia Holmes or a tenant or tenants and said property is more commonly known as 138 Powder Creek Road, Concord, Georgia ;30206. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. SunTrust Mortgage, Inc. sbm National Bank of Commerce as Attorney in Fact for ; Brenda D. Holmes McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/cj ; ; ; 2/3/09 Our file no. 5262107-FT2 1/7, 14, 21, 28 ;gpn11 Legal 1-5 Notice of Sale Under Power Georgia, Pike County This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. Under and by virtue of the Power of Sale contained in a Security Deed given by Leslie Diane Gernand to Mortgage Electronic Registration Systems, Inc., dated April 12, 2005, recorded in Deed Book 593, Page 10, Pike County, Georgia Records, as last transferred to Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2005-FR1 by assignment to be recorded in the Office of the Clerk of Superior Court of ;Pike County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of one hundred forty-one thousand six hundred sixty and 0/100 dollars ($141,660.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Pike County, Georgia, within the legal hours of sale on the first Tuesday in February, 2009, the following described property: ; EXHIBIT A: All that lot, tract or parcel of land situate, lying and being in Land Lot 125 & 126 of the 8th Land District of Pike County, Georgia, and being more particularly shown and designated as Tract ‘C’ containing 3.463 acres of that certain plat of survey entitled ‘Property Survey for Griffin Remodeling’ dated February 12, 2004, prepared by Kenneth Edward Presley, Professional Registered Land Surveyor No. 1327, a copy of which said plat is recorded in Plat Book 22, Page 39, Pike County Clerk of Superior Court, Georgia records. Said plat with its metes, bounds, courses and distances as shown thereon with respect to Tract ‘C’ containing 3.463 acres is incorporated herein by express reference thereto as if set out fully hereon. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. ;The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: EMC Mortgage Corporation, 800 State Highway 121 Bypass, Lewisville, TX 75067, 1-888-577-4011. ;Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Leslie Diane Gernand or a tenant or tenants and said property is more commonly known as 1594 East Milner Rd, Zebulon, Georgia ;30295. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Bank of America, National Association as successor by merger to LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2005-FR1 as Attorney in Fact for ; Leslie Diane Gernand McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/vn1 ; ; ; 2/3/09 Our file no. 53205808-FT1 1/7, 14, 21, 28 ;gpn11 Legal 1-6 Notice of Sale Under Power Georgia, Pike County This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. Under and by virtue of the Power of Sale contained in a Security Deed given by Kevin G. Hawkins and Jennifer Hawkins to Mortgage Electronic Registration Systems, Inc., dated August 4, 2007, recorded in Deed Book 718, Page 163, Pike County, Georgia Records, as last transferred to Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of ;Pike County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of one hundred fifty-seven thousand five hundred and 0/100 dollars ($157,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Pike County, Georgia, within the legal hours of sale on the first Tuesday in February, 2009, the following described property: ; EXHIBIT A: All that certain property situated in the County of Pike, and State of Georgia, being described as follows: Tract I: All that tract or parcel of land, lying and being in Land Lot 171 of the 1st Land District of Pike County, Georgia, and being more particularly shown and according to that certain Plat of Survey entitled ‘Kathryn J. Ridgeway, dated April 9, 1973, prepared by Kenneth Edward Presley, Georgia Registered Professional Land Surveyor #1327, a copy of which said Plat is recorded in Plat Book 3, Page 247, Clerk’s Office, Superior Court, Pike County, Georgia, and which said Plat, together with the metes, bounds, courses and distances as shown thereon by this reference incorporated herein in aid of this description as fully as if copied at length herein. This is the identical property conveyed to Kathryn J. Ridgeway in Warranty Deed from Lanier F. Johnson dated April 18, 1973 and recorded at Deed Book 53, Page 271, Pike County Superior Court Clerks Office. Tract II: All that tract or parcel of land, lying and being in Land Lot 171 of the 1st Land District of Pike County, Georgia, and being more particularly shown and according to that certain Plat of survey entitled ‘Lucile J. Lane, dated April 3, 1973, prepared by Kenneth Edward Presley, Georgia Registered Professional Land Surveyor #1327, a copy of which said Plat is recorded in Plat Book 3, Page 247, Clerk’s Office, Superior Court, Pike County, Georgia, and which said Plat, together with the metes, bounds, courses and distances as shown thereon by this reference incorporated herein in aid of this description as fully as if copied at length herein. This is the identical property conveyed to Kathryn J. Ridgeway in Warranty Deed from Lucille J. Lane dated August, 1978 and recorded at Deed Book 71, Page 727, Pike County Superior Court Clerks Office. The above described tracts total approximately 3.9 acres, more or less. For informational purposes only: the apn is shown by the County. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. ;The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Countrywide Home Loans, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. ;Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Kevin G. Hawkins and Jennifer Hawkins or a tenant or tenants and said property is more commonly known as 341 Scott Road, Williamson, Georgia ;30292. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Countrywide Home Loans Servicing LP as Attorney in Fact for ; Kevin G. Hawkins and Jennifer Hawkins McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/wa2 ; ; 2/3/09 Our file no. 52513108-FT4 1/7, 24, 21, 28 ;gpn11 Legal 1-7 Notice of Sale Under Power Georgia, Pike County This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. Under and by virtue of the Power of Sale contained in a Security Deed given by Horace Passmore to Regions Bank, dated November 28, 2001, recorded in Deed Book 355, Page 193, Pike County, Georgia Records, as last transferred to Regions Mortgage, Inc. by assignment recorded in Deed Book 355, Page 205, Pike County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of one hundred fifteen thousand two hundred and 0/100 dollars ($115,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Pike County, Georgia, within the legal hours of sale on the first Tuesday in February, 2009, the following described property: ; EXHIBIT A: All that lot, tract or parcel of land situate, lying and being in Land Lot 89, 2nd Land District, Pike County, Georgia, being known and designated as Lot 1 as shown on plat of survey entitled, ‘Property Survey for Horace Passmore’, dated October 29, 2001, prepared by Conkle-Lane & Associates, RLS, said plat is recorded in Plat Book 19, Page 119, Pike County Superior Court records. Said plat together with the metes, bounds, courses and distances as shown thereon is incorporated by reference and made a part hereof as fully as it set out herein. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. ;The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Regions Mortgage, 1900 Charles Bryan Road AX2, Cordova, TN 38018, 800-986-2462. ;Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Horace Passmore and Patricia Passmore or a tenant or tenants and said property is more commonly known as 191 Buchanan Road, Griffin, Georgia ;30224. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Regions Bank sbm Regions Mortgage, Inc. as Attorney in Fact for ; Horace Passmore McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/hw1 ; ; ; 2/3/09 Our file no. 51554808-FT8 1/7, 14, 21, 28 gpn11 Legal 1-8 Notice of Sale Under Power Georgia, Pike County This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. Under and by virtue of the Power of Sale contained in a Security Deed given by James R. Dawkins and Diane Dawkins to Wells Fargo Bank, NA, dated August 8, 2007, recorded in Deed Book 718, Page 98, Pike County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of three hundred seventy-seven thousand six hundred and 0/100 dollars ($377,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Pike County, Georgia, within the legal hours of sale on the first Tuesday in February, 2009, the following described property: ; EXHIBIT A: All that certain parcel of land situated in Land Lot 238 of the First Land District, County of Pike, State of Georgia, being known as Tract ‘C’ 10.00 acres according to that certain plat of survey entitled, ‘Compiled Plat for Franklin R. Caldwell & Patti R. Caldwell’ dated February 13, 1995, prepared by Kenneth E. Presley, Georgia Registered Land Surveyor, No. 1327, a copy of which said plat is recorded in Plat Book 19, Page 139, Pike County, Georgia records, any with said plat together with metes, bounds, courses and distances as shown thereon with respect to said 10.00 acres, is by this reference incorporated herein in said of this description as fully as if copied at length herein. ; Tax/Parcel ID: 012 006 AA The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. ;The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. ;Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is James R. Dawkins and Diane Dawkins or a tenant or tenants and said property is more commonly known as 1529 Gaulding Road, Concord, Georgia ;30206. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Wells Fargo Bank, NA as Attorney in Fact for ; James R. Dawkins and Diane Dawkins McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ms8 ; ; ; 2/3/09 Our file no. 52482508-FT7 1/7, 14, 21, 28 gpn11 Legal 1-9 Notice of Sale Under Power Georgia, Pike County This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. Under and by virtue of the Power of Sale contained in a Security Deed given by Randall E Smith to Mortgage Electronic Registration Systems, Inc., dated August 7, 2002, recorded in Deed Book 399, Page 80, Pike County, Georgia Records, as last transferred to CitiMortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of ;Pike County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of seventy-six thousand and 0/100 dollars ($76,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Pike County, Georgia, within the legal hours of sale on the first Tuesday in February, 2009, the following described property: ; EXHIBIT A: All that tract or parcel of land lying and being in Land Lot 102 of the 9th District of Pike County, Georgia, being Lot 10 & 11 of Quail Ridge Subdivision, as per plat recorded in Plat Book 11, Page 393, Pike County, Georgia records, which recorded plat is hereby incorporated by reference and made a part hereof for a more accurate description. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. ;The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). ;Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CitiMortgage, Inc., 1000 Technology Drive, MS 314, O’Fallon, MO 63304, 800-695-0384. ;Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Randall E Smith or a tenant or tenants and said property is more commonly known as 134 Millwood Road, Concord, Georgia ;30206. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. CitiMortgage, Inc. as Attorney in Fact for ; Randall E Smith McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/pxs ; ; ; 2/3/09 Our file no. 51129406-FT8 1/7, 14, 21, 28 ;gpn11 Legal 1-10 Notice of Sale Under Power Georgia, Pike County This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. Under and by virtue of the Power of Sale contained in a Security Deed given by Brenda S. Phillips to National City Mortgage a division of National City Bank, dated July 6, 2007, recorded in Deed Book 713, Page 78, Pike County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of one hundred eighty-nine thousand seven hundred fifty and 0/100 dollars ($189,750.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Pike County, Georgia, within the legal hours of sale on the first Tuesday in February, 2009, the following described property: ; EXHIBIT A: All that tract or parcel of land lying and being in Land Lot 180 of the 1st District, Pike County, Georgia, being Lot 72, Irish Hill Estates Subdivision, Phase One, as per plat recorded in Plat Book 20, Page 116-122, Pike County, Georgia records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being known as 275 Ivy Circle according to the present system of numbering property in Pike County, Georgia. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. ;The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: National City Mortgage Co., 3232 Newmark Drive, Miamisburg, OH 45342, 800-523-8654. ;Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Brenda S. Phillips or a tenant or tenants and said property is more commonly known as 275 Ivy Circle, Concord, Georgia ;30206. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. National City Mortgage a division of National City Bank as Attorney in Fact for ; Brenda S. Phillips McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/asw ; ; ; 2/3/09 Our file no. 52294508-FT1 1/7, 14, 21, 28 ;gpn11 Legal 1-11 State of Georgia County of Pike Notice of Sale Under Power Because of a default in the payment of the indebtedness secured by a Security Deed executed by Donald B. Collins, Jr. to Mortgage Electronic Registration Systems, Inc. ;dated October 29, 2002, and recorded in Deed Book 412, Page 334, ;Pike County Records, said Security Deed having been last sold, assigned, transferred and conveyed to EverHome Mortgage Company, by Assignment securing a Note in the original principal amount of $120,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 3, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: ; All that lot, tract or parcel of land situate, lying and being in Land Lot 255 of the First Land District of Pike County, Georgia, shown and designated as Lot 22 in Twin Oaks Subdivision, containing 2.0283 acres, on that plat of survey recorded in Plat Book 12, Page 166, Pike County, Georgia Records, which plat is incorporated herein by reference. Situated on the afore-mentioned lot is a residential dwelling known as 460 Drew Allen Road according to the system of numbering presently in use in Pike County, Georgia. Said property is known as 460 Drew Allen Road, Williamson, GA 30292, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed. ; Said property will be sold as the property of Donald B. Collins, Jr., the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Donald B. Collins, Jr. , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. EverHome Mortgage Company as Attorney-in-Fact for Donald B. Collins, Jr. File no. 08-008951 L. J. Swertfeger, Jr. Shapiro & Swertfeger, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/SJ www.swertfeger.net *The law firm is acting as a debt collector. Any information obtained will be used for that purpose. 1/7, 14, 21, 28 Legal 1-12 State of Georgia County of Pike Notice of Sale Under Power Because of a default in the payment of the indebtedness secured by a Security Deed executed by Rodger Brent Croft to Mortgage Electronic Registration Systems, Inc. ;dated September 15, 2005, and recorded in Deed Book 614, Page 44, ;Pike County Records, said Security Deed having been last sold, assigned, transferred and conveyed to HSBC Bank USA, National Association, as Trustee for DBALT 2006-AF1, by Assignment securing a Note in the original principal amount of $210,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 3, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: ; All that tract or parcel of land lying and being in Land Lots 92 and 101 of the 8th District of Pike County, Georgia, containing 12.03 acres according to plat of survey prepared by S.J. Reeves & Associates, Inc., dated 07/31/02, captioned ‘Survey for: Colwell-Turner Land Development Proft Sharing Plan & Trust,’ and being more particularly described as follows: Beginning at a 5/8′ rebar set on the Northeasterly right of way of line of Georgia Highway 18 (100′ R/W), said rebar being located 3823.6 feet in a Northwesterly direction (as measured along said right of way of line of Georgia Highway 18) from the intersection of the said right of way line of Georgia Highway 18 with the Lamar County line, and proceeding thence North 61 degrees 28 minutes 40 seconds West 458.39 feet along said right of way line of Georgia Highway 18 to the true point of beginning of land hereby conveyed; from the true point of beginning thus established, continue thence along the said right of way line of Georgia Highway 18 North 61 degrees 28 minutes 40 seconds West 252.40 feet to a 1/2′ rebar, thence North 28 degrees 32 minutes 03 seconds East 657.08 feet to a point, thence North 28 degrees 35 minutes 37 seconds East 723.78 feet to an iron pin set, thence North 87 degrees 50 minutes 55 seconds East 523.53 feet to a point thence South 23 degrees 28 minutes 19 seconds West 814.50 feet to an iron pin set, thence North 65 degrees 26 minutes 13 seconds West 315.66 feet to an iron pin set, thence South 28 degrees 32 minutes 03 seconds West 264.80 feet to an iron pin set, thence South 23 degrees 54 minutes 46 seconds West 551.78 feet to an iron pin set on the Northeasterly right line of Georgia Highway 18 and the true point of beginning. Said property is known as 21241 Highway 18 E, ;Zebulon, GA 30295, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed. ; Said property will be sold as the property of Rodger Brent Croft, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Rodger Brent Croft , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. HSBC Bank USA, National Association, as Trustee for DBALT 2006-AF1 as Attorney-in-Fact for Rodger Brent Croft File no. 08-009306 L. J. Swertfeger, Jr. Shapiro & Swertfeger, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, ;GA 30341 (770) 220-2730/LW www.swertfeger.net *The law firm is acting as a debt collector. Any information obtained will be used for that purpose. 1/7, 14, 21, 28 ;gpn11 Legal 1-13 State of Georgia County of Pike Notice of Sale Under Power Because of a default in the payment of the indebtedness secured by a Security Deed executed by Justin L. Warren and Samantha L. O’Dell to Mortgage Electronic Registration Systems, Inc. ;dated December 9, 2004, and recorded in Deed Book 560, Page 126, ;Pike County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A., by Assignment securing a Note in the original principal amount of $83,433.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, February 3, 2009, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: ; All that tract or parcel of land containing 2.00+/- acres, more or less, lying and being in Land Lot 2 of the 2nd Land District of Pike County, Georgia, and being more particularly shown and designated as Lot 1, 2.00 +/- acres according to that certain plat of survey entitled ‘Final Plat of Fawnbrook’, dated January 26, 2004, prepared by Steve J. Reeves, Georgia Registered Professional Land Surveyor #2765, a copy of which said plat is recorded in Plat Book 22, Pages 57-59, Clerk’s Office, Superior Court, Pike County, Georgia, and which said plat, together with the metes, bounds, courses and distances as shown thereon with respect to the said 2.00+/- acres, is by this reference incorporated herein in aid of this description as fully as if copied at length herein. Together with mobile home attached to said real estate described as 1999 Redman, manufacturers # 14902651B that measures 16X32. Said property is known as 1677 Williamson Zebulon Road, Williamson, GA 30292, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed. ; Said property will be sold as the property of Justin L. Warren and Samantha L. O’Dell, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Justin L. Warren; Samantha L. O’Dell , and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law. Wells Fargo Bank, N.A. as Attorney-in-Fact for Justin L. Warren and Samantha L. O’Dell File no. 08-008205 L. J. Swertfeger, Jr. Shapiro & Swertfeger, LLP* Attorneys and Counselors at Law 2872 Woodcock Boulevard, Suite 100 Atlanta, GA 30341 (770) 220-2730/AB www.swertfeger.net *The law firm is acting as a debt collector. Any information obtained will be used for that purpose. 1/7, 14, 21, 28 ;gpn11 Legal 1-14 Notice of Sale of Realty ; Notice is hereby given that pursuant to the power of sale contained in the security deed, executed and delivered on March 24, 1993, by Raymond L. Clemons and Betty J. Clemons, as grantor, ;to United Bank, as grantee, and recorded in Deed Book 144 at page 406, of the Superior Court records of Pike County, Georgia, granting the property hereinafter described as collateral for the payment of the indebtedness secured thereby, and by virtue of default in the payment of the indebtedness therein mentioned, which has made the aforesaid power of sale operative and effective, the undersigned, as attorney in fact for Raymond L. Clemons and Betty J. Clemons, will sell at public outcry before the courthouse door in Zebulon, Pike County, Georgia, on the first Tuesday in February, 2009, during the legal hours of sale to the highest and best bidder, for cash, the property described in said security deed, to-wit: All that tract or parcel of land, situate, lying and being in Land Lot 166 of the 1st Land District of Pike County, Georgia, containing 1 acre, more or less, and more particularly described as follows: ;to arrive at the real point of beginning, begin at a point marked by an iron stake which point marks the intersection of the east margin of a county dirt road, with the north right of way line of St. Hwy. 362, (which point also marks the southwest corner of property of Robert Lawrence), and from said point, run thence in a northwesterly direction along the east margin of said county dirt road and following the curvature of the same a distance of 735 feet to a point marked by an iron stake and the real point of beginning. ;From said point of beginning, continue thence in a northwesterly direction along the east margin of said county dirt road a distance of 210 feet to a point marked by an iron stake; run thence in a northeasterly direction a distance of 210 feet to a point marked by an iron stake; run thence in a southeasterly direction and parallel with the east margin of said county dirt road a distance of 210 feet to a point marked by an iron stake; run thence in a southwesterly direction a distance of 210 feet to a point marked by an iron stake on the east margin of said county dirt road and the point of beginning. Said property is bounded on the northerly, easterly, and southerly sides by other land of grantors herein, and on the west by said county dirt road. This is a portion of the property conveyed to grantor herein by Warranty Deed from E. C. Wood, of record in Deed Book 35, page 274, Clerk’s Office, Superior Court, Pike County, Georgia. Notice, as required by law, has been given of intention to enforce the collection of attorneys fees as set out in the note evidencing the indebtedness secured by the aforesaid security deed and this sale will be made for the purpose of paying all indebtedness, secured by the aforesaid security deed, and all expenses of sale, including attorney fees. This law firm is acting as a debt collector attempting to collect a debt. ;Any information obtained will be used for that purpose. ; This December 30, 2008. United Bank of Griffin Beck, Owen & Murray Attorneys, Griffin, Ga. as Attorney-in-Fact for Raymond L. Clemons and Betty J. Clemons By: ;Kathy Pippin, ; P. O. Box 757 Griffin, Ga. 30224 770/412-4941 1/7, 14, 21, 28 gpn11 Legal 1-15 Notice of Sale of ;Realty Notice is hereby given that pursuant to the power of sale contained in the security deed, executed and delivered on June 1, 2005, by Gary Wayne Gardner, as grantor, ;to United Bank, as grantee, and recorded in Deed Book 586 at page 87, of the Superior Court records of Pike County, Georgia, granting the property hereinafter described as collateral for the payment of the indebtedness secured thereby, and by virtue of default in the payment of the indebtedness therein mentioned, which has made the aforesaid power of sale operative and effective, the undersigned, as attorney in fact for Gary Wayne Gardner, will sell at public outcry before the courthouse door in Zebulon, Pike County, Georgia, on the first Tuesday in February, 2009, during the legal hours of sale to the highest and best bidder, for cash, the property described in said security deed, to-wit: All that tract or parcel of land lying and being in Land Lot 164 of the 2nd District, Pike County, Georgia and being more particularly shown and designated as area 4.61 acres as per plat recorded in Plat Book 19, page 14, Pike County records, which plat is incorporated herein and made a part hereof by reference. ;Said property is known and designated as 990 Perkins Road, Milner, Georgia 30257. Notice, as required by law, has been given of intention to enforce the collection of attorneys fees as set out in the note evidencing the indebtedness secured by the aforesaid security deed and this sale will be made for the purpose of paying all indebtedness, secured by the aforesaid security deed, and all expenses of sale, including attorney fees. This law firm is acting as a debt collector attempting to collect a debt. ;Any information obtained will be used for that purpose. ; This December 30, 2008. United Bank of Griffin Beck, Owen & Murray as Attorney-in-Fact for Attorneys, Griffin, Ga. Gary Wayne Garnder By: ;Kathy Pippin, ; P. O. Box 757 Griffin, Ga. 30224 770/412-4941 1/7, 14, 21, 28 gpn11 Legal 1-16 Notice of Sale Under Power State of Georgia County of Pike By virtue of the power of sale contained in a Security Deed from William V. Spelce, to Mortgage Electronic Registration Systems, Inc., dated February 20, 2007, and recorded in Deed Book 692, Page 59-74, and last transferred and assigned to Branch Banking and Trust Company (‘BB&T’) by assignment to be recorded, Pike County, Georgia records, there will be sold at public outcry for cash to the highest bidder before the courthouse doors of said county during the legal hours of sale on the first Tuesday in February, 2009, by BB&T, as Attorney-in-Fact for William V. Spelce, the following described property, to-wit: All that lot, tract or parcel of land containing 25.00 acres, more or less, lying and being in Land Lot 243 of the 1st Land District of Pike County, Georgia, and being more particularly shown and designated as Lot 4’”-15.00 acres and Lot 5’”10.00 acres according to that certain plat of survey entitled ‘Final Plat Friendship Farms’, dated October 18, 1995, prepared by J.R. Wood, Georgia Registered Professional Land Surveyor No. 2048 of the Woodland Company, a copy of which said plat is recorded in Plat Book 13, Page 129, Clerk’s Office, Superior Court, Pike County, Georgia, and which said plat, together with the metes, bounds, courses and distances as shown thereon with respect to the said 25.00 acres, is by this reference incorporated herein in aid of this description as fully as if set out herein. Located on the above described property is a dwelling known and designated as 267 Hood Road, Concord, Georgia. The indebtedness secured by said Security Deed having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of the sale, including attorney’s fees, notice of intention to collect attorney’s fees having been given as provided by law. ;Gloria Smith, phone number 864-242-8626, Chasity Cox, phone number 864-242-8416 and Natasha Edwards, phone number 864-242-8612, are the names of the individuals at BB&T who have full authority to negotiate, amend, and modify all terms of the mortgage with the debtor, and their address is BB&T, 301 College Street, Greenville, South Carolina 29601. The property will be sold as the property of William V. Spelce subject to the following: ;(1) all prior restrictive covenants, easements, right-of-ways, or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) all outstanding taxes, assessments, unpaid bills, charges and expenses that constitute liens against the property, whether due and payable or not yet due and payable, and matters of record superior to the Security Deed first set out above. To the best of the undersigned’s knowledge and belief, the party in possession is William V. Spelce, a tenant or tenants, or parties claiming under the aforementioned and said property is more commonly known as 267 Hood Road, Concord, Georgia 30206. Branch Banking & Trust Co. ; as Attorney in Fact for William V. Spelce Gregory M. Eells Attorney at Law Eells Law Group, LLC Suite 181 – The Oglethorpe Bldg. 2971 Flowers Road South Atlanta, Georgia ;30341 (770) 455-3660 The law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. ; 1/7, 14, 21, 28 ;gpn11

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